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Glossary

Direct Credit or Direct Deposit

An electronic funds transfer initiated by the payer.

Direct Debit

Opposite of a bank transfer – a business pulls money out of a bank account with relevant permission of the other party.

Documentation

In computer hardware and software product development, documentation is the information that describes the product to its users. Source information about the product is contained in design documents, detailed code comments, whitepapers, and blackboard session notes.

Enterprise Resource Planning (ERP)

A process by which a company manages and integrates important parts of its business into a centralized operating system, such as planning, purchasing, inventory, sales, marketing, finance, and human resources.

Enterprise Software or Enterprise Application Software

A type of software, also known as enterprise software, which is intended to solve an enterprise problem rather than a departmental problem.

Federal Reserve System (The Fed)

The central banking system of the USA that is responsible for setting monetary policy and promoting the stability of financial institutions and the country’s financial system.

Financial Institution (FI)

A company engaged in the business of dealing with financial and monetary transactions such as deposits, loans, investments, and currency exchange.

Financial Technology or FinTech

New technology and innovation that aims to compete with traditional financial methods in the delivery of financial services.

General Ledger (GL)

A set of numbered accounts a business uses to keep track of its financial transactions and to prepare financial reports.

Generally Accepted Accounting Principles (GAAP)

A common set of accounting principles, standards, and procedures issued by the Financial Accounting Standards Board (FASB). These principles aim to improve the clarity, consistency, and comparability of the communication of financial information.

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